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Worksite Benefits
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Our Commitment
Getting Worksite Benefits shouldn't be a lot of hassle
Are you tired of insurance companies that over-complicate things, don’t offer enough options, or give poor customer service? Don’t worry. Your Benefits Solution has what you’re looking for.
We offer:
✓ Simple and easy insurance policies
✓ Mobile insurance capabilities
✓ Friendly and helpful customer service
Stop settling for insurance companies that aren’t giving you the type of options and service you’re looking for. Call Your Benefits Solution to book an appointment.
Our Services
With Your Benefits Solution you get:
Accident Indemnity
Comprehensive coverage that means you can stop worrying about medical bills.
Short Term Disability
Make sure you’re protected in case you ever suffer from a disability.
Hospital Indemnity
Know that you’ll be taken care of if you experience a hospital stay.
Critical Illness Insurance
Know that you’ll be taken care of if you suffer a life-altering illness.
Cancer Insurance
Provides financial protection in the event of a Cancer diagnosis.
Life Insurance
Make sure you and your loved ones are protected.
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Testimonials
See what people are saying about Your Benefits Solution.
Marcia M.
He is always willing to meet the needs of his clients. Mr. Scruggs represents his profession with grace and dignity.
Joel N.
His work ethic and professionalism make him one of the best managers in the company. Do yourself a favor and have him involved in your benefit program.
Tonya R.
Mr. Scruggs was very attentive to my concerns and needs in finding the right investment for me.
Accident Indemnity
As healthcare costs rise, supplemental insurance becomes imperative. We can address your employees concerns. Our plans provide cash benefits for expenses that major medical insurance may not fully cover for your employees and their family.
Short Term Disability
Short Term Disability can help protect your employees and their families' assets when a accident or illness leaves an employee disabled. When unable to work, Short-Term Disability provides benefits that can help pay bills for housing costs, food, car payments, or additional expenses. Benefits are paid directly to the insured/employee. It ensures your paycheck, your most valuable asset.
1 in 3 Americans ages 35 - 65 will suffer a disability lasting at least 90 days during their working careers.
Hospital Indemnity
Provide supplemental coverage to help bridge the gap between health insurance and out-of-pocket expenses in case of an unforeseen hospital stay or out-patient surgery due to Injury or Sickness. Benefits are paid directly to the employee.
Did You Know?
The national average length of a hospital stay is 4.5 days.
Critical Illness Insurance
Standing by Your Employees
We understand that treatment is not the only financial burden that comes with a covered Critical Illness diagnosis. A Critical Illness could include heart attack, stroke, kidney or major organ failure just to name a few. A Critical Illness plan is an affordable solution that gives your employees and family members the advantage of choice. A lump-sum is paid directly to your employees - they can choose whether to use the funds for deductibles, co-payments, living expenses, childcare or anything else. And the best time to purchase this is when you're young and healthy.
Cancer Insurance
Your employees will have peace of mind and their loved ones will appreciate a benefit that can help guarantee a more secure future if the unthinkable should happen. Cancer Insurance provides financial protection, for employees and their loved ones at a very affordable rate.
Term & Whole Life Insurance
How It Works
Basic Term Life may work during your working years but it may not be enough to provide the coverage a family needs in the later years, even to age 99. Whole Life provides coverage through retirement with premiums and benefits that don't change with age. Whole Life can also build cash value, that the insured has full access to to use with house payments, a child's education epenses, retirement income and more. Whole Life is lifelong coverage (as long as the premiums are paid) that you can take with you, even when you retire or go to a new company.
with Financial Protection
SCHEDULE A TIME
Myth: People who are young and healthy don’t need Worksite Benefits.
Fact: Accidents and illness can happen at any time. While you may feel healthy today, you might find yourself in the middle of a medical emergency or with a traumatic diagnosis tomorrow. Worksite Benefits can help save you money if you suddenly fall ill.
Myth: Getting Worksite Benefits for my employees is expensive.
Fact: Actually, providing Worksite Benefits is generally paid by your employees. In fact, providing options for these additional coverages are a desirable perk when employees are choosing an employer to work for.
Myth: Our personal health insurance provided by a corporate plan is all I need.
Fact: Corporate health insurance plans are great, but they only cover you as long as you’re an employee with that company. Your corporate plan also might have high deductibles and may not cover all expenses that a patient may incur. Worksite Benefits pays directly to you the employee, whereas your Health Insurance's job is to pay the Doctor and the hospital.
Who We Are
Your Benefits Solution has been providing Insurance Services in Farmington Hills, the Detroit Metro and Los Angeles Areas since 2002.
We’re committed to providing insurance services that are simple, comprehensive, and easy to understand while maximizing your earnings, protecting against loss and customized to fit your particular needs and situation.
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We look forward to seeing you soon!
Suite 110
Farmington Hills, MI 48336
Phone
(248) 562-6252 office
(248) 703-9186 cell
